While 59% of people who have used a cell phone in the past 30 days have text messaged, and 49% have taken photos, less than 2% have shopped by mobile and less than 5% have used mobile GPS – indicating the relative nascency of both mobile shopping and mobile GPS in terms of becoming ingrained consumer habits.

Text Messaging 
Globally, about two thirds of mobile phone users are active users of SMS text messaging which means roughly 1.8 billion people are actively texting today. Globally, there are twice as many active users of SMS as are active users of email. Interesting to note, out of the 10 bestselling books in Japan in 2007, five were "cellphone novels" -- books that were written on the mobile phone, with the authors tapping out sentence by sentence via text message. In the U.S., roughly 300 billion text messages were sent in 2007. SMS is typically read within an average of 15 minutes after receipt and responded to within 60 minutes. Whereas 65% of e-mail is spam, less than 10% of SMS is spam. The Finnish Prime Minister, for example, has a voicemail greeting saying he doesn't listen to voicemail, and to please send him a text message instead. With increasing usage of SMS in both public and private sectors, text mess! aging seems to be rapidly becoming an integral part of daily life. As text messaging becomes increasingly common, different usage drivers are emerging, according to the recent Simmons New Media Study. Whereas only about 19% of text messagers say they use text messaging as a means of communication between themselves and colleagues, 62% say they use text messaging to communicate with friends, and 55% say they use it to communicate with their significant others. Consumers are also starting to differentiate how they view text messaging. On a 5-point scale, 28% of consumers who use text messaging view text messaging as a very important source of information. 37%view it as a very important source of communication and 21% view it as an important source of entertainment. 

Mobile Banking 
A whole range of new services could become widely available in key markets as early as 2009. The rise of contactless payments made from cell phones are predicted to be commonplace by 2012. The potential for low-income consumers in the U.S. to use mobile banking has already been demonstrated in countries like the Philippines and South Africa, where mobile banking has been successfully commercialized. Interfaces can be made simpler for faster access and ease of use for this consumer segment. The age group most likely to engage in mobile banking are 25-34 year-olds (amongst those consumers who have cell phones and have used them in the past 30 days). U.S. mobile phone users seem to be increasingly comfortable making banking and purchase transactions while on-the-go. Already, 16 percent of mobile phone subscribers use mobile banking services with 60% of those people using this service at least once a week. An additional 35% of non-users described them! selves as being open to checking bank account balances and transferring funds via their mobile devices. A third of those surveyed (33%) said they would like to receive text message alerts from their financial institutions. The survey also found that the biggest barrier affecting consumer acceptance of mobile banking and commerce is security concerns over personal data.

Mobile Search 
Mobile Search is an evolving branch of information retrieval services that is centered around the convergence of mobile platforms and mobile handsets or other mobile devices. The previous difficulty of operating across mobile handset brands and models, not to mention limited applications, add-ons, software and graphic interface are starting to be addressed in the marketplace. The smartphone market is expected to grow at a 30%+ compound annual growth rate for the next five years globally, exceeding unit sales for laptops. The main driver of this growth has been an improved overall user experience and ease of use with mobile web, fueled by the technological breakthroughs allowing mobile web access to begin to approach the ease and speed of use of computer web access. Amidst a flurry of new mobile web capabilities – the jury is out on who is in the lead. What is clear is the increasing number of players offering an open source mobile OS which s! eems most likely to boost innovation to enable mobile interoperability. Coat-tailing the increased speed and usability of mobile web, mobile video blogging tools are proliferating for early adopters including: Kyte.tv mobile, Floobs, KaZiVu, YouTube Mobile.

Mobile Social Networks 
Mobile social networking is social networking where one or more individuals of similar interests or commonalities, converse and connect with one another using the mobile phone. About 50 million people, or about 2.3% of the global population of mobile users, use their mobile for social networking (including chat services and multimedia sharing). Penetration rates are forecast to grow by 12.5% over the next five years. Big social media networks all went mobile in 2007 (Facebook, MySpace, YouTube and Bebo), supported by more flat rate introductions on different markets.

GPS 
Location-specific mobile services and applications (cell-ID and/or GPS) driven by the open Google Maps API and flickr’s geotagged photo function have potential to increase significantly as new technology makes this easier to use and offers more applications for mobile users to choose from. Geo-tagging is when a picture is taken, the location of the photographer is saved and overlaid onto services like Google Maps to produce a map of where the photographer has been. Mobile GPS usage among mobile phone owners skews decidedly younger, although the 35-44 age group indexes slightly above the market average. There is a severe drop-off for the older groups.

Given the public's growing appetite for connective technology, it's not surprising that mobile phone penetration is on par with Internet access. Approximately 80% of respondents reported owning a mobile phone, while 78% of Americans have Internet access, according to a new study by InsightExpress. Mobile phone penetration is actually spread equally across the generations. Although Gen Y (18-24) leads the pack at 85%, it is followed closely by Gen X (25-44) at 82%, younger Baby Boomers (45-54) at 80% and older Baby Boomers (55-64) at 79%.