Paul Humphreys's Weblog

Paul Humphreys's Weblog
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Wednesday January 17, 2007

Remember this story?

Remember this story? Well it came up again when I got my insurance renewal.I had been told after last years incident my premium would rise by 50%. The renewal form had it go up by 100%! I rang the company and after going back and forth to a handful of departments it seemed it went up as I had a claim against me in 2005. I did not remember such a claim where a third party had informed my insurance company that I had hit them. It then came clear to me. The insurance company said no money had passed hands and of course it was the incident as above where the Police visited us one night and expected to find my car bashed in by the incident. So I managed to get the no claims re-instated for 2005 and the premium reduced. So if you have such incidents happen to you its worth checking with your insurance what your company has stored about such incidents..

( Jan 17 2007, 12:00:03 AM PST ) Permalink Comments [1]

Comments:

Hi Appropos. car bingles and insurance and police involvement: It seems that all car insurance companies when faced with a client claim, inform the police with details of the "other" driver. This is particularly devastating if you run into the back of another vehicle with no damage to your own car and exchange details. Once the police are advised, YOU are then charged with various offences, because YOU ran into the car in front. I wonder if the insurance companies are on a spotter's fee from the police? Cheers Roger in Oz.

Posted by Roger Stanley on January 18, 2007 at 05:27 PM PST #