WOW!!. never in my dreams would I have believed that I would be a victim of "identity theft". Here's my story.
I got back home late this PM to receive a call from dell (supposedly) computers. Here's how the call went.
HIM (with a heavy indian accent) : Hello Rohan, this is {a typical indian name} calling from dell computers. Can you please give me another credit card to continue processing your order because your credit card did not go through
ME: eh !! hello... what order ?
HIM: for a dell computer
ME: well, I believe there's some misunderstanding, who are you calling for?
HIM: Rohan Pinto
ME: well, that's me alright, but what order are youn referring to, I didn't place any order with dell for anything
HIM: well sir, I am calling from the dell customer service center in India. Are you Rohan Pinto sir ?
ME: yes I am.
HIM: is your address :........
ME: yes it is.
HIM: Sir, can you verify your phone number sir?
ME: well, you called me right, so you seem to have it already dont you ?
HIM: that's right sir. So can you please give me another credit card number sir, because the visa card information you gave us priorly was declined...
ME: Hold on a sec... There seems to be a mis-underatnding. I DID NOT PLACE ANY ORDER WITH DELL
HIM: Sir you did sir, the computers are supposed to be shipped to Alex Bankwah, 1205B Mont Pellier, St. Laurent, Quebec. and the phone number for delivery confirmation is : 514-227-2455
ME: I DID NOT Please do not process anything on my behalf, because I believe that there may be some form of fraud involved. So please do not process anything further and cancel any order that you may have received from me.
HIM: Don't worry sir, nothing will be procesed until we have the correct information. and since the credit card did not go through, you will not be charged for anything.
ME: Well, good. Now I seem to be getting a whiff of what may have happened. Could you please verify the credit card number that was provided so I could cross-check if it was my credit card information that was used.
HIM: No sir, we cannot do that because in India sir, everything is automated, my system only shows a declined credit card and not the number sir. So I cannot give you that info. and dont worry sir, we will not be processing any order.
ME: I would like to ensure that this does not happen again so could you please flag me as a potential fraud victim and not process any further phone or online orders from me ?
HIM: yes sir we will. Thank you for your co-operation sir.
ME: Well, whew!! By the way.. When was this order places..?
HIM: around 3 hours ago sir.
ME: Could you give me any more info, so I could follow up on this and ensure that such orders are not being placed with vendors?
HIM: no sir, I already gavce you all the information I had sir. I do not have any more information on this order sir.. Have a good Day sir.
he hangs up abruptly
I was aghast!! What If this "miscreant" was placing orders all over the place using my "identity" ?? What if the "miscreant" has all my information and uses it elsewhere... he and/or she at least seems to have a lot of information about who I am, and where I live and my contact info... I decided to call the number in Quebec to find out more... and a french speaking lady answered the phone..
ME: Hello, is this 514-227-2455
SHE(with a strong french accent) : yes it is.
ME: is there anybody by the name Alex Bankwah there ?
SHE: Who? alex ? who alex?
ME: Well, The reason I am calling 'mam is to verify some information. Did you order a dell computer today?
SHE: no..? dell ? computer? no ?
ME: Well 'mam, looks like there's been a misunderstanding. Someone seems to have made a mistake. There was supposed to be a computer ordered for a Mr. Alex Bankwah residing at 1205B Mont Pellier, St. Laurent, Quebec.; and the contact number I have is 514-227-2455.
SHE: the nunber is right, but thats not our address and I dont know any Alex Bankwah.
ME: Sorry to have wasted your time madam, I seem to have a wrong number..
I was even more curious now, Why would someone order a computer using my information and have it shipped to a ficticious address? I thought that I should crosscheck this information with dell. and hey !! I decided to call dell directly to verify the information.
DELL REP: Hello, Thank you for calling Dell Canada, How may I help you.
ME: Hello, I am calling up to veify an order that was placed. Could you verify if there was any order processed for a dell computer system by me, "Rohan Pinto" ?
HIM: Did you place an order sir?
ME knowing for sure that I was speaking to a dell representative : well, no. not exactly, I just recieved a call from dell a couple of minutes ago asking me to provide dell with a valid credit card in order to complete and order that I had placed. But since I had not placed any order with dell, I asked the dell representative who called me to cancel any order that may have been placed using my "identity". I am just calling back to get some more information on this order so I could follow up and see who may have placed an order using my identity?
HIM: If you can hold on for a minute, I could check to see if there are any open orders that are in queue for processing..
a brief pause
HIM: There does not seem to be any order from you in our systems.
ME: Thats wierd, because a dell representative just called me a few minutes ago trying to confirm the order, maybe he canceled the order and it's not in the processing queue that you may be looking at right now. Is there some way for me to know if I EVER placed an order with dell.
HIM: Sure, could you hold on for a few minutes..
another brief pause
HIM: Hello..., there has been no order placed or cancelled at all in the system.
ME: could it be with dell US? or another country? because the dell representative called me from India. at lkeast that what I was told
HIM: Sorry for asking you this again, could I put you on hold for a few more minutes?
ME: Sure.
another brief pause, which was quite long...
HIM: I crosschecked the entire system, US, Canada and India, there positively is no order placed by any "Rohan Pinto" at all. Are you sure the name is "Rohan Pinto" and not anything else.
ME: Well I am sure the name is right, but could you pull up any information using a phone number ?
HIM: Sure, which number ?
ME: I give him the EXACT same number that I RECEIVED a call on from the dell representative
HIM (again after putting me on hold for a few more minutes): We have absolutely no record of that number in our systems. Are you sure that the call was from DELL ?
ME: Well, All I am sure of is that a Mr. Somebody, claiming to be a dell representative called me to confirm a order.
HIM: I would not be surprised if it was a prank. Is there anything I could help you with.
ME: well, no..
HIM: Thank you for calling dell. Have a Good Day Now.
Well, Now a new thought hit me.!! why did I associate "identity theft" and theives with those who do no come from the same cultural background as me? Just because the call was from India, and the person had a strong Indian accent, There's just no way I could rule the "caller" out of my list of fraudulent callers. maybe the dell representative who called me the first time was the miscreant himself, trying to procure my credit card information. WOW !!! an "Identity Thief", an "Indian"!! Outsourcing Customer Service, Order Fulfillment and Support sure does have it's disadvantages.
If the "so called dell representative" could not see the credit card info on file, I BET! he would not be in a position to obtain credit card info either...
I remember from a report that I had read a long time ago, that the ROI on outsourcing is visible after at least a 5 year baking period. Well, the outsourcing bubble sprouted in 2000/2001. It's the end of 2005.. almost 5 years and I for sure do see the difference.. Do You ?
We have outsourced a process... a business process, and "identity theft" sure is a "process"...
We all need to gear up for a band of "identity theives" who may be hard to track down. "identity, and security" should be the number 1 priority of all organizations embarking on securing their customers data even though programs like CMM Level 5 certifications etc exist in the outsourcing companies.
......because there's only so much one can do to protect data and identities !! We are NOT virtual entities but living breating human beings that are in the process of being converted to a barcode ;-( Thank You USA ;-(