Don’t be fooled. Unlike prior claims, neither the AA nor the RAC
are the ‘fourth emergency service’. Actually
they’re subsidiaries of big companies whose
aim is to make money. This
week’s Deal is avoid their over-expensive policies using the UK’s
cheapest roadside recovery services, possibly saving you over
£100 a
year.
|
Forget the
Big Beasts |
There are
two types of breakdown assistance policies, and it’s the one most
haven’t heard of that can really save you cash.
Which is better?
Automatic
service is more convenient, but it’s also costlier.
In terms of ‘call out time’ there’s
little difference between the two.
Pay and
claim’s main drawback is some people forget to claim. Yet
this is one of the factors that helps bring down the cost.
If that’s likely to be you, forget it; stick to the ‘autoservice’ type instead.
|
The UK’s
Cheapest Policies |
The Overall
Winner.
Top is AutoAid, a
UK-only pay and claim service. This is a
little known subsidiary of large insurer Boncaster, which also runs the
AutoNational breakdown recovery service. AutoAid
doesn’t do any active marketing, so it has no brochures.
However the price is stunning. For
£29 a year, it insures the person not the car, meaning vehicle
age,
mileage and reliability are irrelevant, plus caravans & trailers
are included. It also includes free cover for a spouse (must be married
not just cohabiting).
While
most budget policies only fix the car at the roadside or tow it to a
garage, AutoAid provides transport for up to 6 people to the required
destination, plus home start cover up to a limit of £45. However, like most policies, it only pays for
labour and recovery, not parts.
Its
stated average call out time is 40 minutes (roughly on a par with
others) and it promises to pay back the cash you lay out within 14
days.
AutoAid was
my recommendation last year too and many MoneySavers who took it out
have reported good feedback.
|
BIG BONUS!
Tesco Clubcard Holders Do It Cheaper! |
|
|
Cheapest
‘Autoservice’ Standard Cover
If
‘pay & claim’ doesn’t work for you, then for standard cover (ie if
you break down while out, they’ll fix or tow your car) it’s sometimes
the RAC. Only
sometimes because normally it’s expensive. Yet
buy on the web at the right time and its standard policy can be as low
as £22. Otherwise forget it as Gem’s Roadside assistance
policy is £28.
Cheapest
‘Autoservice’ Full Cover
Internet
based price comparison service Insuresupermarket* has an
exclusive deal with EuropAssist for £36.25. After
that the next cheapest is First Call.
Cheapest
European Cover
Phone and
web broker Quotelinedirect has an
exclusive deal with Europ Assistance for a £59
annual ‘AutoService’ policy covering any individual vehicle (less than
20 years old) for a year.
This includes home-start, and onward travel for passengers plus up to
90 days a year cover in
Single
trip, special needs, covering more than one car/person
Website Insuresupermarket*
offers a roadside recovery price comparison service and although it
misses many of the very best deals above, so its results aren’t cutting
edge best price, it produces a reasonably competitive result quickly.
Q.
What is a hydrocarbon ?
A.
It is the hydrogen and carbon content of the fuel.
Q.
Will the Fuel Saver Max
increase my vehicles performance ?
A.
Yes, customers world wide have reported higher performance
on their vehicles.
Q.
Is the Fuel Saver Max
easy to fit ?
A.
Yes, The device will take less than 2 minutes to fit. Most
vehicles have two fuel lines running in parallel between
the fuel tank and the engine, a supply line and a return
line. The Fuel Saver Max
must be fitted to the supply line, as close as possible
to the carburetor or fuel injection system.
Q.
What type and size of fuel pipe can the Fuel
Saver Max be
installed on ?
A.
It will work with all types of pipe ! - Metal, plastic or
rubber. The Fuel Saver Max
will also fit any diameter of pipe.
Q.
Do I need more than one Fuel
Saver Max for
fuel injected systems?
A.
Only 1 unit is required per engine.
Q.
Do I need to adjust my carburetor, or make any other engine
adjustments ?
A.
No, you do not have to make any adjustments.
Q.
When should I check my mileage and when can I expect results
?
A.
Make sure you check your mileage before you install the
Fuel Saver Max.
Mileage is the sum of the total miles driven divided by
the amount of fuel used. We suggest that you drive 500 miles
and then make your before and after comparisons.
Q.
Why 500 miles ?
A.
This allows the Fuel Saver Max
to do it's job of removing the carbon and varnish deposits.
Remember it took thousands of miles to build up these deposits
in your engine.
Q.
How much improvement can I expect ?
A.
This depends on the size and type of the engine, mode of
driving whether city or highway, and the weather conditions.
Fuel savings of up to 27% have been reported. In addition,
increased performance and a lower operating temperature
of the vehicle will be noted.
Q.
How does the Fuel Saver Max
clean the engine ?
A.
Your engine builds up carbon and varnish deposits because
of Incomplete combustion (improper burning). Molecules that
are non homogeneous are found in both Petrol and Diesel
Fuel. As these molecules begin to cluster and grow,
some molecules become trapped during combustion, air is
unable to reach the trapped molecules and they do not burn
completely. Instead they are expelled into the atmosphere
or are retained as carbon / varnish deposits inside your
engine. The Fuel
Saver Max literally breaks the cluster
of molecules apart allowing more Oxygen to reach the individual
molecules and produce a more complete combustion.